2020 Volvo XC40 2.0 D3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 2.0 Momentum Auto Euro 6 5dr D3 (147 bhp)
• Year: 2020
• Mileage: 40,742 miles
• Fuel: Diesel
• Body: SUV, 5 doors, 5 seats
• Engine: 2.0 litres, 147 bhp
• Gearbox: Automatic
• Colour: Black
• CO2: 156 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

With 40,742 miles on the clock, this 2020 Volvo XC40 Momentum has done roughly 10,200 fewer miles than a typical 2020 Volvo XC40. The dealer is asking £22,995, which is £4,457 above the AskCar estimate of £18,538. To work out the AskCar estimate, we analyse UK dealer adverts for 4,785 Volvo XC40 cars across different ages and specifications. This car was first seen in our listings data 1 day ago. According to the government's MOT record, its advertised mileage is consistent with the latest test. It is for sale at Angus Mackinnon in Uttoxeter. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 5 November 2026.

How we estimate prices and check cars

Price

Above the going rate: £4,457 (24%) over the AskCar estimate of £18,538.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,785 priced Volvo XC40 adverts across different ages and specifications, as of 5 November 2026.

A 2020 Volvo XC40 with the 2.0 diesel engine is typically advertised at £18,500: the median of the 200 for sale on AskCar, as of 5 November 2026.

Time on sale

AskCar first saw this 2020 Volvo XC40 advertised 1 day ago. About half of 2020 Volvo XC40 cars are gone from sale within a month of being advertised: 318 of the 611 first advertised between 11 July 2026 and 2 October 2026.

Price history

AskCar first saw this advert on 4 November 2026 at £22,995. Its asking price has not changed.

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 5 November 2026: valid until 14 November 2027.

It has had 5 MOTs. The latest, on 3 November 2026, passed.

There were no advisories at the latest test.

Mileage at that test: 40,913 miles, which matches the advertised 40,742 miles.

Advertised mileage is about 10,200 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

4 other 2020 Volvo XC40 Momentum 2.0 diesel automatic SUVs are for sale at UK dealers, from £15,995 to £18,695, as of 5 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, black. Mileage: 33,500 miles. Price: £18,695, £4,300 less than this car. Dealer: Automotive First in Barnet. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-dcd41057d9ac
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, black. Mileage: 29,212 miles. Price: £17,299, £5,696 less than this car. Dealer: Hilton Car Supermarket Milton Keynes in Milton Keynes. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-02cf88cb18cc
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, grey. Mileage: 71,983 miles. Price: £15,995, £7,000 less than this car. Dealer: Good Autos in Belfast. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-1109f5e73d0e

• The nearest: 2020 Volvo XC40 Momentum, 2.0 diesel SUV, black, 36 miles from this car. Mileage: 79,450 miles. Price: £16,999, £5,996 less than this car. Dealer: CG Motor Land in Leicester. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-d505726aa08a