2020 Volvo XC40

1.5 T3 Inscription Auto FWD Euro 6 (s/s) 5dr (161 bhp)

£19,495

Fair price: within 8% of the typical £19,579 for this model, age and mileage, drawing on 4,656 adverts of this make and model.

Overview

Make: Volvo
Model: XC40
Trim: INSCRIPTION
Version: 1.5 T3 Inscription Auto FWD Euro 6 (s/s) 5dr (161 bhp)
Mileage: 28,920 miles
Year: 2020
Fuel type: Petrol
Body type: SUV
Engine: 1.5 L
Gearbox: Automatic
Power: 161 bhp
Seats: 5
CO2: 166 g/km
Colour: Silver
Doors: 5
Driven wheels: Front Wheel Drive
Engine badge: T3
Emissions standard: Euro 6

About this car

This 2020 Volvo XC40 Inscription has covered 28,920 miles, around 22,100 fewer than typical for its age. Our estimated market asking price is £19,579. This car is advertised at £19,495, which is £84 below that figure. We use UK dealer asking prices, including 4,656 Volvo XC40 listings, and account for the car’s age, mileage and specification. The asking price is now £1,100 lower than when we first recorded the advert 148 days ago. That may be worth mentioning if you discuss the price with the dealer. The latest MOT record shows an expiry date of 4 November 2026, with the advertised mileage consistent with the recorded reading. You can find this car at Active Automotive in Wellingborough.

Stock data from 22 October 2026.

How we estimate prices and check cars

Price history

First seen on 28 May 2026, 148 days ago. Advert duration calculated on 23 October 2026. Net asking-price reduction: £1,100 from the first recorded £20,595. 2 price reductions recorded, the latest observed on 13 September 2026.

Recorded asking prices
Date observed	Asking price
28 May 2026	£20,595
6 July 2026	£20,595
21 August 2026	£20,000
13 September 2026	£19,495
22 October 2026	£19,495

Price and mileage comparison

Estimated market asking price: £19,579. The asking price is £84 below this estimate.

The estimate uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It estimates an advertised price, not a confirmed sale price.

The pricing calculation includes 4,656 adverts of this make and model across different ages and specifications.

Advertised mileage is approximately 22,100 miles lower than typical for a 2020 Volvo XC40.

The advertised mileage is consistent with the last MOT reading.

MOT

MOT valid until 4 November 2026. 28,980 miles at the last test.

16 other cars with the same year, trim, gearbox and fuel are for sale from £13,995 to £21,615.

Other matching cars (up to five, cheapest first)
Asking price	Mileage
£13,995	94,000 miles
£14,995	82,191 miles
£15,499	69,101 miles
£15,500	78,427 miles
£15,780	61,563 miles

These cars have covered 15,298–94,000 miles, compared with 28,920 miles for this car.

Matching year, trim, gearbox and fuel does not mean matching mileage or every specification. Our estimate adjusts for these differences using the wider market data.

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Vehicle photos

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