2020 Volvo XC40 1.5 T3 Inscription

Overview

• Make: Volvo
• Model: XC40
• Trim: Inscription
• Version: 1.5 T3 Inscription Auto FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 40,033 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Automatic
• Drive: Front-wheel drive
• Colour: Black
• CO2: 166 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Inscription is advertised with 40,033 miles, approximately 10,700 below the typical mileage for its age. Priced at £20,450, it is advertised £2,019 above the AskCar estimate of £18,431. To work out the AskCar estimate, we analyse UK dealer adverts for 5,104 Volvo XC40 cars across different ages and specifications. The dealer may accept less. This car has been on sale for at least 66 days, and its asking price is down £500. According to the government's MOT record, its advertised mileage is consistent with the latest test. It is for sale at Bells Northampton (NORTHAMPTON) in West Northamptonshire. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Above the going rate: £2,019 (10%) over the AskCar estimate of £18,431.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 224 for sale on AskCar, as of 4 November 2026.

Time on sale

The dealer may accept less. This 2020 Volvo XC40 has been on sale for at least 66 days, and its asking price has been cut by £500. About half of 2020 Volvo XC40 cars are gone from sale within a month of being advertised: 307 of the 603 first advertised between 11 July 2026 and 1 October 2026.

Price history

AskCar first saw this advert on 30 August 2026 at £20,950. Its asking price is now £20,450, £500 less. The latest price cut was seen on 29 September 2026.

Price changes recorded:

• 30 August 2026: £20,950
• 29 September 2026: £20,450

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: valid until 24 January 2027.

It has had 5 MOTs. The latest, on 14 January 2026, passed.

Advisories at the latest test: offside front tyre worn close to legal limit/worn on edge; nearside front tyre worn close to legal limit/worn on edge.

Mileage at that test: 35,812 miles, which matches the advertised 40,033 miles.

Advertised mileage is about 10,700 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Inscription 1.5 petrol automatic SUVs are for sale at UK dealers, from £13,995 to £20,199, as of 4 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 39,072 miles. Price: £18,350, £2,100 less than this car. Dealer: Car Planet Watford in Watford. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-f4ff80422ed9
• 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 41,824 miles. Price: £17,695, £2,755 less than this car. Dealer: Pentagon Warrington in Warrington. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-8abf5466649e
• 2020 Volvo XC40 Inscription, 1.5 petrol SUV, silver. Mileage: 35,102 miles. Price: £17,900, £2,550 less than this car. Dealer: Drayton Motors Kia Scunthorpe in Scunthorpe. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-aae757b1d4eb

• The nearest: 2020 Volvo XC40 Inscription, 1.5 petrol SUV, silver, 8 miles from this car. Mileage: 28,920 miles. Price: £19,495, £955 less than this car. Dealer: Active Automotive in Wellingborough. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-d99740156199